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SIP Calculator

Calculate future wealth and expected returns on Systematic Investment Plans (SIP) in mutual funds.

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How SIP Calculator Works & Mathematical Formula

Calculate future wealth and expected returns on Systematic Investment Plans (SIP) in mutual funds. Our online engine computes high-precision results in real-time right in your browser without transmitting your personal information over external servers.

Standard Mathematical Formula:
$$M = P \times \left[\frac{(1 + i)^n - 1}{i}\right] \times (1 + i)$$ (where P = monthly amount, i = monthly return rate, n = total months)

Step-by-Step Calculation Example

Investing $5,000 monthly for 10 years at an expected 12% annual return: Total Invested = $600,000. Total Estimated Wealth = $1,161,695. Estimated Wealth Gain = $561,695.

Frequently Asked Questions

What is a Systematic Investment Plan (SIP)?

A SIP is an investment route that allows you to invest a fixed amount regularly (monthly or quarterly) into a chosen mutual fund scheme to build long-term wealth through compounding.

What are the benefits of investing through SIP?

SIP benefits include rupee cost averaging, disciplined financial saving, the power of compound interest, and avoiding the need to time the stock market.